How to stop forclosure without bankruptcy
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How to Stop Foreclosure Bankruptcy

We start working for you from the initial call. In our Florida Operations Center, we will gather and analyze your data and begin to prepare a strategic plan to help save your home. With plan in hand, our Mitigation Team located in Charlotte, NC (home to some of the nation's largest home lenders) will negotiate with your lender to stop your foreclosure, so you don't have to! Because we know and work with all lenders regularly, they are very receptive to us and our clients. We know how to present your situation to them so that you end up with the best solution. 
Below is just a short list of the most common ways to possibly stop foreclosure:

  Reinstatement - In this plan, you promise your lender to make a payment later so that your mortgage
payment becomes regular again. This often needs wise negotiation, so we help you negotiate to
reinstate your due payments.

 Restructure - We can negotiate with your lenders to restructure your loan. There are many options
available to get a restructure approved. Some of these options are separate payment plan for your
delinquency, or adding a delinquency to the end of your mortgage loan.

 Refinance - We can help you refinance your mortgage loans. We have good relations with banks
and reputable lenders, who can give you loan, if there is enough equity available in the property.

  Forbearance - Through this, we can talk to your lender to allow you hold off your payments
     for a while, with a plan to set you back in the track.

 Short Sale - We may be able to negotiate a Short Sale on your behalf with your lender(s). In this instance
    the lender may take less than what you owe on the loan to avoid a lengthy and costly foreclosure process.

  Deed-in-lieu of Foreclosure - This does not allow you to keep your home, but nonetheless it is much
    better than a foreclosure. Here, you agree with your lender to give up your home, and
he agrees to forgive your debt.

 Bankruptcy - This really is the last resort, but it can save your home in many cases. It will give you
    some time around 2-4 months, where your lender will cease all his collection activities.
Meanwhile, you can work out a plan to deal with your mortgage payment.

 
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 Testimonials
"Dear Brian, 
 
I can't even begin to thank you enough for the amazing service you provided us.  I must admit, I came to you with small expectations.  My husband Doug had been laid off and we were 2 months behind on our mortgage.  You took the bull by the horns and immediately started talking with our mortgage company.  Before we knew it, we had worked out a deal to keep our home and keep our payments the same.  What really impressed us was the sensitivity you used in working with us and allowing us to maintain our dignity throughout this unfortunate period. Thanks again."

- Lori & Doug
Colombus OH