Reinstatement - In this plan, you promise your lender to make a payment later so that your mortgage
payment becomes regular again. This often needs wise negotiation, so we help you negotiate to reinstate your due payments.
Restructure - We can negotiate with your lenders to restructure your loan. There are many options
available to get a restructure approved. Some of these options are separate payment plan for yourdelinquency, or adding a delinquency to the end of your mortgage loan.
Refinance - We can help you refinance your mortgage loans. We have good relations with banks
and reputable lenders, who can give you loan, if there is enough equity available in the property.
Forbearance - Through this, we can talk to your lender to allow you hold off your payments
for a while, with a plan to set you back in the track.
Short Sale - We may be able to negotiate a Short Sale on your behalf with your lender(s). In this instance
the lender may take less than what you owe on the loan to avoid a lengthy and costly foreclosure process.
Deed-in-lieu of Foreclosure - This does not allow you to keep your home, but nonetheless it is much
better than a foreclosure. Here, you agree with your lender to give up your home, and
he agrees to forgive your debt.
Bankruptcy - This really is the last resort, but it can save your home in many cases. It will give you
some time around 2-4 months, where your lender will cease all his collection activities.
Meanwhile, you can work out a plan to deal with your mortgage payment.