What is foreclosure?Home foreclosure is a process by which the lender claims the property that he has financed. This happens when typically the borrower has missed his mortgage payments and is unable to catch up. When a lender forecloses on a homeowner, then he is compelled to move out of the home and thereby lose any claims and possession on it. There is a legal frame attached to home foreclosure, which varies from state to state. It determines how long the home foreclosure process will take.
Back to TopWhat can Avoid Home Foreclosure do for me? We can offer you several options to get out of foreclosure and at the same time help you protect your credit history. Some of the ways in which we help you avoid foreclosure are: loan modification, Forbearance Agreement, Deed in Lieu and a short sale. You may call us for a FREE consultation to get more insight on each of these, and see which is most applicable in your case.
Back to TopHow does Avoid Home Foreclosure stop the foreclosure process?Avoid Home Foreclosure specializes in solving cases of mortgage delinquencies or home foreclosure claims, on the behalf of the homeowner. After reviewing your case, we perform a detailed financial analysis and work together with you, to seek the best way to stop foreclosure. We review the loss mitigation policies of lender and the laws of the state of your residence, to ensure that we give the best services in accordance to your situation.
Back to TopWhat can 'Loss Mitigation' do for me?With the help of 'Loss Mitigation', you can work out a solution between you and your lender. This way you can not only stop the foreclosure process but also protect your credit history from getting jeopardize.
Back to TopHow much time do I have?Time is definitely not your friend in this situation, which mean you need to act as fast as possible. With the passage of each day, it becomes harder to work out an agreement with the lender. The process of home foreclosure can take anywhere from few weeks to months. You get time depending upon your financial situation and laws of your state.
Back to TopWhy should I choose Avoid Home Foreclosure?We are not a scam but an honest company with an expert team, whose sole purpose is to help you out of a foreclosure. We do not want to buy your house at a big discount or sell it or send you into bankruptcy. You can place a call to us and speak with one of our experts and judge for yourself. Consultant with us is absolutely FREE.
Back to TopShould I negotiate with the lender myself?Yes, you should. If you are only one or two payment behind and your lender has not begun the foreclosure process as yet, you may be able to negotiate and work out a plan with him. But remember, do not waste much time and energy on it. If you do not have a plan worked out within 1-2 weeks, then it may be clear that the lender is not interested in helping you out. Many a times they just pretend to help you and waste time, and one day you get a letter of foreclosure. Don't fall into such trap. If you feel nothing is working out, then approach professional representatives who can use legal protocols and formal business to your advantage.
Back to TopHow long will it take for Avoid Home Foreclosure to complete a case, once I do the paper work?This may vary from two days to months. This all depends upon your financial capacity, stage of foreclosure, state you live in and the lending institution.
Back to TopWhat is your charge to stop foreclosure?We fee you in accordance to your mortgage payment amount, complexity and urgency of the situation and your financial capacity. We are sure that you will feel that our fee is a bargain compared to the cost you incur for other alternatives. We offer you money back guarantee if we do not deliver what we have promised.
Back to TopI am currently in bankruptcy. How can you help me?We cannot negotiate a work out agreement with your lender, till your mortgage has been dismissed from the bankruptcy proceedings. But our professional loss mitigation consultant can still evaluate your history and explain the best option available to you to save your home.
Back to TopShould I file for bankruptcy to save my home?No. Bankruptcy is really the last resort. According to statistics, most of the people who file bankruptcy end up losing their home to foreclosure anyways. Contact us for a FREE consultation and we can suggest you many alternatives.
Back to TopDo I need a special type of mortgage loan to be able to get help from Avoid Home Foreclosure?No. We can help you with all kinds of mortgage loans. We specialize in out-of-court settlement of government/ non-government mortgage delinquencies or home foreclosure claims. There can be VA, Rural Administration, FHA, Freddie Mac, Fannie Mae, etc.
Back to TopWhat if I am no longer in a position to afford my home. Can I still get help?Yes, we can. If you are really cannot afford your home and wish to sell it, we can arrange a short sale pay-off with your lender. We can also arrange a deed-in-lieu agreement with your lender. Many a times, these agreements can be arranged at no cost or a minimum fee.
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